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Choose your account with

favorable interest rate of 1% for deposits up to EUR 100,000

  • START
  • OPEN
  • TOP
Most popular

START

For every day

open online
Account details

  • Carefree shopping
    • U-šetrite – get discounts and rewards for purchases directly through your card.
    • Free withdrawals from UniCredit domestic or foreign ATMs.
    • Free withdrawals from all other domestic or fereign ATMs, with a minimum of EUR 80.
  • For your confidence
    • Travel insuranceTRAVEL
    • Insurance for cards and personal belongings SAFE
    • Second Medical Opinion service
  • Standard features
    • 1 current account in EUR with interest up to 1% p.a. for deposits up to EUR 100 000.
    • Debit Standard.
    • Online Banking on your PC.
    • Smart Banking on your mobile.
arrange personally
open online
0 EUR

monthly

OPEN

For your confidence and freedom

open online
Account details

  • Carefree shopping
    • U-šetrite – get discounts and rewards for purchases directly through your card.
    • Free withdrawals from UniCredit domestic or foreign ATMs.
    • Unlimited free withdrawals from all other domestic or foreign ATMs.
  • For your confidence
    • Travel insurance TRAVEL
    • Insurance for cards and personal belongings SAFE
    • Second Medical Opinion service
  • Standard features
    • 1 current account in EUR for daily usage.
    • 1 current account in EUR for savings with interest up to 1% p.a. for deposits up to EUR 100 000.
    • Debit Standard.
    • Online Banking on your PC.
    • Smart Banking on your mobile.
arrange personally
open online
4,9 EUR

monthly

TOP

For the highest standard

open online
Account details

  • Carefree shopping
    • U-šetrite – get discounts and rewards for purchases directly through your card.
    • Free withdrawals from UniCredit domestic or foreign ATMs.
    • Unlimited free withdrawals from all other domestic or foreign ATMs.
  • For your confidence
    • Travel insurance TRAVEL
    • Insurance for cards and personal belongings SAFE
    • Second Medical Opinion service
  • Standard features
    • 1 current account in EUR for daily usage.
    • 1 current account in EUR for savings with interest up to 1% p.a. for deposits up to EUR 100 000.
    • 1 current account in USD.
    • 1 current account in the foreign currency of your choice.
    • Debit Standard.
    • Debit Premium.
    • Online Banking on your PC.
    • Smart Banking on your mobile.
arrange personally
open online
0 or 12 EUR

free of charge with incoming payments of over EUR 1,500 month

We are currently changing the payment card provider from VISA to Mastercard. More information HERE.

Service
Second Medical Opinion

  • Access to international specialists

  • Transparent choice of doctor

  • Expert medical opinions

More information

What will you get?

Interest 1% p. a. on a current account, it refers to service packages of START, OPEN or TOP Accounts opened until 30/11/2024 and is valid until 301/11/2024 (after this period, the interest rate will change according to the published interest rates for Current Accounts).

 

WHAT IS NECESSARY TO GET AN INTEREST RATE OF 1% p. a.?

All you have to do is open a START, OPEN or TOP account by 30/11/2024, and the next day after opening the account, you will have an interest rate set as part of the package on a regular account (for OPEN and TOP it is always the second account with a higher number), valid until 30/11/2024. You can open an account in any of our branches or conveniently online from anywhere.

 

Terms and conditions of the marketing campaigns START, OPEN and TOP account with interest rate 2024 valid from November 1st

Campaigns' terms and conditions are published only in Slovak language.

VIRTUAL CARD

Your new virtual card is at your disposal immediately after the creation of your account in Smart Banking.

A virtual card is available in Smart Banking as soon as you open an account. The virtual payment card is a modern and economical alternative to the plastic card. It can do almost the same as a plastic card, plus it brings convenience and speed. The card is valid for 3 years and you can arrange additional services for it. With the virtual payment card, you can pay online with ease and, when added to Apple Pay or Google Pay, you can also pay in brick-and-mortar stores and withdraw cash from contactless ATMs. Simply, safely and with respect for nature.

Benefits of a virtual card

  • Availability
    The card is instantly available in the Smart Banking app, where you can easily activate it.
  • Convenience
    It's always at your fingertips, even if you happen to go out without your wallet. You'll never look for it among a pile of loyalty cards or accidentally wash it in the back pocket of your trousers.
  • Security
    The card in your mobile wallet is protected by biometrics or a password.
  • Thrift
    By using a virtual card instead of a plastic one, you're helping the environment.”

 


Enjoy your purchases twice. You can save your money when you shop at over 80 partners in our U-šetrite program.

 

Benefits of the U-šetrite program:

  • Simplicity – the discounts are linked directly to your credit card. No more cards, vouchers or discount codes.
  • Discretion – you do not have to ask for a discount when you pay. The discount will be automatically credited to the account linked to the credit card.
  • Uniqueness – the offers are tailored to you depending on your previous purchases.

 

Saving with U-šetrite is easy! All you need is to download the U-šetrite application to your mobile phone and sign up. Then you just choose the discount you like and pay with your card. As many times as you wish. We will automatically transfer the discount money back to your account each time.

 

With OPEN and TOP accounts, you will additionally receive travel insurance. You will not pay anything for the insurance – it is already included in the price of your chosen account.

 

Travel insurance is valid for the entire year and you thus do not have to purchase separate and often expensive insurance before going on holiday.

 

 

Type of insurance  Standard individual – with OPEN account  Premium individual – with TOP account
Insured persons   account card holder  account card holder
Insurance for medical expenses abroad  EUR 250,000  EUR 250,000 
Injury insurance – death  EUR 7,000   EUR 7,000 
Injury insurance – permanent disability  EUR 14,000   EUR 14,000 
Luggage insurance  EUR 1,000   EUR 1,000 
Damage liability insurance – health  EUR 100,000   EUR 100,000 
Damage liability insurance – property  EUR 35,000   EUR 35,000 
Legal assistance  EUR 2,000   EUR 2,000 
Loss of documents  EUR 350   EUR 350 
Cancellation-fee insurance  not insured  EUR 3,600 
Insurance for costs of rescue operations  EUR 20,000   EUR 20,000 
Sports – water and winter (basic)  insured  insured
Maximum duration of travel  45 days  90 days
Territorial validity  worldwide outside of Slovakia  worldwide outside of Slovakia

 

You can find a more detailed overview, insurance terms and conditions and other important documents here.

 

In case of event from travel insurance, use the telephone number +421 2 5012 2222 or the online form. 

Second Medical Opinion service

Get advice from top medical experts from around the world and make informed decisions about your health, from the comfort of your home and in the language of your choice.

The Second Medical Opinion service is for OPEN or TOP.
 

Payments easily and quickly

Apple Pay, Google Pay – make quick and easy payments with your phone or watch (Apple Watch).
 

Free of charge for all accounts

  • Cash deposits in EUR at a branch or at UniCredit Bank ATMs,
  • electronically entered change and cancellation of a domestic standing order,
  • electronic account statement.

arrows   Changing your bank

Do you have an account in another bank? Come to us, changing your bank is simple. We will take care of everything for you. Visit any branch of our bank, bring your ID card and your former bank account number with you. All will be arranged during one meeting and all your standing orders and direct debits will be transferred to your new account with UniCredit Bank within 13 days.

ATM   ATM withdrawals

UniCredit Bank does not charge for transactions; however, ATM operators may charge their own fees. Clients are informed about charges on the ATM’s screen and can refuse such transactions.

 

From 1. 3. 2017 we offer a new product, Basic Payment Account. It is an account meeting the requirements of the amendment to the Payment System Act as a result of the implementation of the European Directive. Legislation defines the right of every person legally resident in the EU to have a payment account with basic functions in the Slovak Republic. Fees do not differ from those normally charged according to the Price List. 

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