One-off payment order - the payment is made only one, without repeating
Standard payment - the funds are debited from the account of the payer’s Bank 2 bank business days of the date on which they were debited from the payer’s account (D+2)
Urgent payment - the funds are debited from the account of the payer’s Bank 1 bank business day of the date on which they were debited from the payer’s account (D+1; Note: the fees for urgent payments are higher – pursuant to the applicable price list)
Standing payment order - a recurring payment for the same beneficiary, due within a certain deadline
Standing order for payment of a fixed amount - the funds are debited from the payer’s account at regular intervals, with the amount of the payment being identical
Standing order for transfer of account balance exceeding the determined limit - the funds are debited from the payer’s account at regular intervals, with the amount of the payment changing depending on the account balance and the determined limit
Submitting transfer orders
Transfer orders may be submitted by clients to the Bank:
in person - at any Bank’s branch in a form approved by the Bank
electronically - via electronic banking including S.W.I.F.T (Society for Worldwide Interbank Financial Telecommunication).
UniCredit Bank Czech Republic and Slovakia, a.s., Praha
BACXCZPP
DKK
Nordea Bank Danmark A/S, Copenhagen
NDEADKKK
EUR
Commerzbank AG, Frankfurt
Deutsche Bank AG, Frankfurt
UniCredit S.p.A., Milan
UniCredit Bank AG, Munich
UniCredit Bank Austria AG, Vienna
COBADEFF
DEUTDEFF
UNCRITMM
HYVEDEMM
BKAUATWW
GBP
National Westminster Bank Plc, London
NWBKGB2L
HRK
Zagrebačka banka d.d., Zagreb
ZABAHR2X
HUF
UniCredit Bank Hungary ZRt., Budapest
BACXHUHB
JPY
Sumitomo Mitsui Banking Corporation, Tokyo
SMBCJPJT
NOK
DnB NOR Bank ASA, Oslo
DNBANOKK
PLN
Bank PEKAO S.A., Warszawa
PKOPPLPW
RON
UniCredit Tiriac Bank S.A., Bucharest
BACXROBU
SEK
Svenska Handelsbanken, Stockholm
HANDSESS
TRY
Yapi ve Kredi Bankasi A.S., Istanbul
YAPITRIS
USD
JPMorgan Chase Bank, N.A., New York
CHASUS33
RUB
AO UniCredit Bank, Moscow
IMBKRUMM
Flash Payment
a cross-border transfer carried out within the UniCredit Group banks in EUR or local currency of the country of the beneficiary’s bank, where the currencies are not converted. Such payment is normally processed as urgent payment at the price of a standard payment, with no need to identify such payment as urgent in the payment order submitted to the bank.
BIC
(Bank identification code) - used to uniquely identify the bank in international payment operations. The maximum length of BIC is 11 characters.
Types of fees
Before completing a transfer order, it is necessary that the payer and the beneficiary agree on who is going to bear the costs of executing the transfer:
OUR - the bank fees are borne by the payer; the fee is charged immediately after the payment,
BEN - the bank fees are borne by the beneficiary, who will receive the payment amount reduced by the bank fees (provided the payment amount is lower - e.g. less than CZK 1,000, EUR 50... foreign banks tend to act as in the case of the OUR fee),
SHA - the fees are split between the payer and the beneficiary, i.e. the Bank fee is borne by the payer and other fees are charged from the transfer amount.