Foreign payments

  1. One-off payment order - the payment is made only one, without repeating
    • Standard payment - the funds are debited from the account of the payer’s Bank 2 bank business days of the date on which they were debited from the payer’s account (D+2)
    • Urgent payment - the funds are debited from the account of the payer’s Bank 1 bank business day of the date on which they were debited from the payer’s account (D+1; Note: the fees for urgent payments are higher – pursuant to the applicable price list)
  2. Standing payment order - a recurring payment for the same beneficiary, due within a certain deadline
    • Standing order for payment of a fixed amount - the funds are debited from the payer’s account at regular intervals, with the amount of the payment being identical
    • Standing order for transfer of account balance exceeding the determined limit - the funds are debited from the payer’s account at regular intervals, with the amount of the payment changing depending on the account balance and the determined limit

Transfer orders may be submitted by clients to the Bank:

  • in person - at any Bank’s branch in a form approved by the Bank
  • electronically - via electronic banking including S.W.I.F.T (Society for Worldwide Interbank Financial Telecommunication).

  • Payment Services Cut-off time

Fees in Price Lists

Currency:
 Bank: SWIFT:
AUD ANZ Banking Group Ltd., Melbourne ANZBAU3M
BGN UniCredit Bulbank AD, Sofia UNCRBGSF
CAD Royal Bank of Canada, Toronto ROYCCAT2
CHF UBS AG, Zurich UBSWCHZH80A
CZK UniCredit Bank Czech Republic and Slovakia, a.s., Praha BACXCZPP
DKK Nordea Bank Danmark A/S, Copenhagen NDEADKKK
EUR Commerzbank AG, Frankfurt
Deutsche Bank AG, Frankfurt
UniCredit S.p.A., Milan
UniCredit Bank AG, Munich
UniCredit Bank Austria AG, Vienna		 COBADEFF
DEUTDEFF
UNCRITMM
HYVEDEMM
BKAUATWW
GBP National Westminster Bank Plc, London NWBKGB2L
HRK Zagrebačka banka d.d., Zagreb ZABAHR2X
HUF UniCredit Bank Hungary ZRt., Budapest BACXHUHB
JPY Sumitomo Mitsui Banking Corporation, Tokyo SMBCJPJT
NOK DnB NOR Bank ASA, Oslo DNBANOKK
PLN Bank PEKAO S.A., Warszawa PKOPPLPW
RON UniCredit Tiriac Bank S.A., Bucharest BACXROBU
SEK Svenska Handelsbanken, Stockholm HANDSESS
TRY Yapi ve Kredi Bankasi A.S., Istanbul YAPITRIS
USD JPMorgan Chase Bank, N.A., New York CHASUS33
RUB AO UniCredit Bank, Moscow IMBKRUMM

a cross-border transfer carried out within the UniCredit Group banks in EUR or local currency of the country of the beneficiary’s bank, where the currencies are not converted. Such payment is normally processed as urgent payment at the price of a standard payment, with no need to identify such payment as urgent in the payment order submitted to the bank.

(Bank identification code) - used to uniquely identify the bank in international payment operations. The maximum length of BIC is 11 characters.

Before completing a transfer order, it is necessary that the payer and the beneficiary agree on who is going to bear the costs of executing the transfer:

  • OUR - the bank fees are borne by the payer; the fee is charged immediately after the payment,
  • BEN - the bank fees are borne by the beneficiary, who will receive the payment amount reduced by the bank fees (provided the payment amount is lower - e.g. less than CZK 1,000, EUR 50... foreign banks tend to act as in the case of the OUR fee),
  • SHA - the fees are split between the payer and the beneficiary, i.e. the Bank fee is borne by the payer and other fees are charged from the transfer amount.