• A person older than 18 years of age, 
• A citizen of the SR with permanent residence in the territory of the SR or a foreign national with a permit for permanent residence in the SR 
• Minimum net monthly income of €280

• cash limit - 25% of credit limit 
• credit limit: €650 - €6,500

• Travel insurance TRAVEL and insurance of cards and personal belongings SAFE
• SMS notifications/email notifications
• Option to change PIN using ATMs

Get up-to-date information in the form of SMS/email notifications especially about:

• available balance on account
• date and time of transactions

Credit card information via Online Banking and Smart Banking

• Terms and conditions