Business terms and conditions

• General Business Terms and Conditions for the Performance of Banking Deals valid from 1/04/2023
• Product Business Terms and Conditions for Accounts and Deposits valid from 1/1/2024
• Business Terms and Conditions for Provisions of Payment Services valid from 1/3/2022
• Overview of changes of Business Terms and Conditions for Provisions of Payment Servises valid form 1/3/2022
• Basic Business Terms and Conditions of Accepting Deposits

Loans

• Business Terms and Conditions for the Provision of Loans to Natural Persons – Non- Entrepreneurs
• Business Terms and Conditions on Loan Providing in the Form of Authorized Overdraft on Current Account
• Business Terms and Conditions for Business Loans

Payment cards

• Business Terms and Conditions for the Issue and Use of payment Cards -  valid from 1/8/2024
• Overview of changes of Business Terms and Conditions for the Issue and Use of payment Cards -  valid from 1/8/2024
• Business Terms and Conditions for the Issue and Use of payment Cards -  valid from 1/4/2023

Electronic Banking Services

• Business Terms and Conditions for Provisions of Electronic Banking Services for Individuals valid from 01/04/2023
• Business Terms and Conditions for Provisions of Electronic Banking Services - Entrepreneurs and companies - valid from 1/4/2023
• Principles of Secure Communication and Data Protection
  
• Overview of e-banking services and parameters
• Rules for Safe Use of Internet Banking

Others

• Business Terms and Conditions for the Provision of investment services, investment activities and ancillary services - valid from 1/4/2023 until 9/10/2024
• Business Terms and Conditions for Lease of Safe Deposit Boxes - valid from 1/4/2023
• Business Terms and Conditions for Provisions of Payment Services - valid from 1/4/2023 until the 9/12/2024
• Business Terms and Conditions for Provisions of Payment Services - valid from 10/12/2024
• Business Terms and Conditions for Provisions of Payment Services – overview of changes as of 10/12/2024