Virtual Card
Your credit card in your phone is just a few clicks away.
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The Virtual Payment Card is a modern and green alternative to the plastic card. It is easily accessible in the Smart Banking app or directly on your mobile thanks to Apple Pay or Google Pay. A virtual card does what the plastic card does, plus it's convenient and fast. The card is valid for 3 years and you can arrange additional services for the card. With a virtual payment card, you can easily pay online and in brick-and-mortar shops, and withdraw cash from contactless ATMs, simply, safely, and with respect for the environment.
✔ Available
It is immediately available in Smart Banking, where you can easily activate it.
✔ Secure
The card in your mobile wallet is protected by biometrics or a password.
✔ Free of charge
Issuing a virtual card within the offered packages is completely free of charge.
✔ Convenient
It is always readily available, even if you accidentally go out without your wallet.
✔ Advantageous
Owing to the U-šetřete loyalty programme, you get rewards and great deals.
✔ Green
Using a virtual card instead of a plastic one helps the environment.
✔ You own a smartphone or other smart device .
✔ You don't want to wait for your card to be delivered and are used to using your time to the full.
✔ You care about nature and want to be green and responsible.
✔ Security is important to you and you want to avoid the loss or theft of a plastic card.
Activate your new virtual card. Please follow the instructions below.
If you want to use your virtual card to pay in brick-and-mortar shops or withdraw cash from contactless ATMs, you need to add it to your mobile wallet.
Now, you're ready to pay with a virtual card on your smartphone or smartwatch.
If you want to use your virtual card to pay in brick-and-mortar shops or withdraw cash from contactless ATMs, you need to add it to your mobile wallet.
Now, you can pay in any online shop without any problems.
To withdraw cash from an ATM, you'll need to add your card to your mobile wallet and set up a PIN.
.With a virtual card, you'll never have to worry about an ATM not returning your card, or accidentally forgetting it.
If you find that a purely virtual card doesn't suit you, simply apply for a plastic card in the Cards/Options section of the Smart Banking app, and it will arrive in your mail within a week or so. When applying for a plastic card, check carefully the address where the card will be delivered. If you wish to change your address, please call our Infoline. Your plastic card will have the same number and CVV code as your virtual card. For security reasons during the distribution of the plastic card, it is not possible to make unsecured online payments (payments without confirmation via push notification) until the plastic card is activated.
If you find that a purely virtual card doesn't suit you, simply apply for a plastic card in the Cards/Options section of the Smart Banking app, and it will arrive in your mail within a week or so. When applying for a plastic card, check carefully the address where the card will be delivered. If you wish to change your address, please call our Infoline. Your plastic card will have the same number and CVV code as your virtual card. For security reasons during the distribution of the plastic card, it is not possible to make unsecured online payments (payments without confirmation via push notification) until the plastic card is activated.
Use the Smart Banking app to easily upload your card into Apple Pay or Google Pay, and wherever you see the contactless icon , you can pay in shops or withdraw cash from contactless ATMs. For online purchases, simply view your full card details in the Smart Banking app and easily copy the full card number.
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