Operating Loans
A loan that is specifically intended for selected professions of the Freelancers - individuals and companies who do business in the Slovak Republic. This loan is intended for the following Freelance professions:
- notaries, lawyers, administrators of the bankruptcy assets, tax advisors, auditors, executors, dental technicians, veterinarians, pharmacists, doctors, dentists, architects, clinical psychologists and speech therapists, dental hygienists, physiotherapists
- non-purpose loan for financing the client's short-term operational needs related to his main business
- submitting an application and evaluating it free of charge
- provision of a free loan for the KONTO PROFESIA Plus service package for individuals, entrepreneurs, or for the BIZNIS KONTO Gold package for legal entities as well
- loan amount up to €40,000 without submitting financial statements
- preferential interest rate of 8.90% p. a.
- maturity for an indefinite period with a notice period of 2 months
- repayment of interest only on the exhausted part of the loan
- repaying the loan continuously from incoming payments
- without security (applies to an individuals which are entrepreneurs, for legal entities security by the Guarantee Agreement
Business kontokorent bank overdraft
Do you need a financial reserve to conveniently cover unexpected expenses?
We will extend a loan to you of up to EUR 100,000
- With interest rates starting from 7.90 % p.a.
- Limit of up to EUR 100,000
- Maturity for an indefinite period of time
- Repayment only of interest on the portion of loan already drawn
- Repayment of loan on a continuous basis from incoming payments
- Security only in the form of blank bill
Kontokorent bank overdraft·
Through this loan, you can finance any short-term financial needs up to EUR 300,000.
- Individual interest rate
- Limit of up to EUR 300,000
- Repayment period of up to 12 months
- Repayment only of interest on the portion of loan already drawn
- Repayment of loan on a continuous basis from incoming payments
- The limit is fixed based on your submitted financial statements and credit turnover on your accounts in the bank
- Collateral:
- a loan up to EUR 50,000 may be secured by a blank bill
- a loan over EUR 50,000 may be secured by real estate or movable property
