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  • BUSINESS START
  • BUSINESS OPEN
  • BUSINESS TOP

BUSINESS START

Account for entrepreneurs

Detaily k účtu

  • Cash without worries
    • Free withdrawals from UniCredit ATMs at home and abroad.
    • Free withdrawals from all other ATMs at home and abroad from EUR 80.
  • Basic equipment
    • Current account in EUR.
    • Debit Business Standard payment card.
    • BusinessNet Profesional.
    • Smart banking.
    • Unlimited SEPA transactions.
    • Program Mastercard Business Bonus
0 or 5 EUR*

BUSINESS OPEN

Accounts for entrepreneurs and small businesses

Payment card

  • Cash without worries
    • Free withdrawals from UniCredit ATMs at home and abroad.
    • Unlimited free withdrawals from all other ATMs at home and abroad.
  • Basic equipment
    • 2 current accounts, in EUR or other available foreign currency.
    • 2 payment cards (Debit Business Standard).
    • BusinessNet Profesional.
    • Smart banking.
    • 100 SEPA transactions.
    • Program Mastercard Business Bonus
0 or 7 EUR*

BUSINESS TOP

Account for entrepreneurs and small businesses

Payment card

  • Cash without worries
    • Free withdrawals from UniCredit ATMs at home and abroad.
    • Unlimited free withdrawals from all other ATMs at home and abroad.
  • Basic equipment
    • 3 current accounts, in EUR or other available foreign currency.
    • 2 Debit payment cards (1 Business Standrad, 1 Business World)
    • BusinessNet Profesional.
    • Smart banking.
    • 500 SEPA transactions.
    • Program Mastercard Business Bonus
    • Program Mastercard Business Bonus
    • Access to airport lounges
15 EUR

We are currently changing the payment card provider from VISA to Mastercard. More information HERE.

What you should know about transaction tax:
Transaction tax

  • we will remit your taxes on your behalf

  • You will separate your private finances from business finances

More information

What you can get

The reward of up to EUR 168 applies to the service package established until 30/4/2025.

WHAT YOU NET TO RECEIVE THE REWARD?

All you have to do is open a BUSINESS START or BUSINESS OPEN service package by 30/4/2025 and transfer a minimum of EUR 400 credit turnover (BUSINESS START service package) per month or EUR 800 (BUSINESS OPEN service package) per month each month. A reward of EUR 10 (BUSINESS START service package) per month or EUR 14 (BUSINESS OPEN service package) will be paid monthly to your business account until the end of the calendar month following the fulfillment of the cashless credit turnover condition, for a period of up to 12 months. You can open an account in any of our branches.

Conditions of BUSINESS START, BUSINESS OPEN and BUSINESS TOP account with a reward 2025 marketing campaign valid from 19/3/2025 (PDF only available in slovak)

Mastercard Business Bonus program

With your Mastercard business card (Debit Business Standard, Debit Business World), you will receive the Mastercard Business Bonus programme, which includes many benefits and offers to support your business.

 

Benefits of the programme

  • Airport lounges – free private airport lounges in Bratislava, Vienna and Prague for Debit Business World cardholders to make your travel experience more enjoyable and at a discounted price for your travelling companions. To enter, simply present your business payment card (physical or digital) and your ticket or boarding pass to the lounge attendant. The entry fee, if not free, will be charged to the payment card. Reservations for the lounges are not possible in advance and entry is not guaranteed, as it depends on the capacity of the lounge. Details on airport lounges are available HERE. For more information on airport lounge, please click here Airport Lounges | Mastercard.
  • uLekára.sk – the possibility to use, free of charge, the online medical advice or make an appointment for yourself or your loved ones to see a specialist whenever you need. Read more about the service here: uLekára.sk.
  • Mastercard Assistant – an exclusive assistance service available 24 hours a day and 365 days a year. It includes home (technical emergency services) and personal assistance (online shopping), or home delivery if necessary. Read more including the contact details here Assistant | Mastercard. 

Financial reserve to start with.

No unnecessary paperwork.

  • up to EUR 4 000 
  • with an interest rate of 12-16% p.a. 
  • without submitting a tax return 
  • without submitting a debt-free status 
  • without collateral (only for natural persons who are entrepreneurs)

 

I'm interested

If you are interested in a higher limit, take a look at our list of other overdrafts.

Campaigns' terms and conditions are published only in Slovak language.

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