Credit cards

Credit Standard

More information

Payment card with the possibility of redrawing the credit framework.
With the Loyalty Programme you can save your monthly fee for the main card.

Apply

Credit Premium

More information

Payment card with the possibility of redrawing the credit framework
With the Loyalty Programme you can save your monthly fee for the main card.

Apply

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Credit Standard

Credit limit

235 - 6 000 EUR
Interest rate (p.a.)

17,70%
Monthly fee

1,10 EUR / monthly *
Minimum installment

5% min. 9,96 EUR
Interest-free period

up to 55 days
ATM withdrawels

25% of the monthly credit limit
Additional services

Travel insurance TRAVEL and card and personal belongings insurance SAFE

Apply

Credit Premium

Credit limit

1 800 - 10 000 EUR
Interest rate (p.a.)

17,70%
Monthly fee

6 EUR / monthly*
Minimum installment

5% min. 9,96 EUR
Interest-free period

up to 55 days
ATM withdrawels

25% of the monthly credit limit
Additional services

Travel insurance TRAVEL and card and personal belongings insurance SAFE

Apply

The main advantages of credit cards:

A credit card is a form of revolving (recurring) credit that allows you to deal with unexpected expenses, such as buying a refrigerator or a washing machine. Thanks to the interest-free period, you can use this money for up to 45 days.
A credit card is ideal when booking a hotel or car rental. When traveling, we increasingly encounter the fact that we are required to block money when booking - many times up to the entire amount. Unblocking then often takes weeks or months.
So your money can instead earn money in a savings account or in regular investments.
However, the use of credit cards brings many other benefits, such as the possibility of joining loyalty programs such as U-šetrite.
Credit cards are an ideal helper, whether for ordinary food purchases or for one-time higher expenses. The debit card can therefore work primarily for cash withdrawals at ATMs.

You can find more information on credit cards on the site Mastercard.