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  • Credit limit

  • Interest rate (p.a.)

  • Monthly fee

  • Minimum installment

  • Interest-free period

  • ATM withdrawels

  • Online Banking

  • Additional services

  • Credit limit

  • Interest rate (p.a.)

  • Monthly fee

  • Minimum installment

  • Interest-free period

  • ATM withdrawels

  • Online Banking

  • Additional services

The main advantages of credit cards:

  • A credit card is a form of revolving (recurring) credit that allows you to deal with unexpected expenses, such as buying a refrigerator or a washing machine. Thanks to the interest-free period, you can use this money for up to 45 days.
  • A credit card is ideal when booking a hotel or car rental. When traveling, we increasingly encounter the fact that we are required to block money when booking - many times up to the entire amount. Unblocking then often takes weeks or months.
  • So your money can instead earn money in a savings account or in regular investments.
  • However, the use of credit cards brings many other benefits, such as the possibility of joining loyalty programs such as U-šetrite.
  • Credit cards are an ideal helper, whether for ordinary food purchases or for one-time higher expenses. The debit card can therefore work primarily for cash withdrawals at ATMs.

 

More information on credit cards HERE.

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