Mortgage loan from 3,59 % p.a.
3.49 %
Interest rate
25 years
Repayment period
34.01 Eur
Insurance fee
WHY PAY RENT AND STILL OWN NOTHING? BUY YOUR OWN PROPERTY AND WE WILL HELP YOU FIX YOUR INSTALMENTS SO THAT THEY ARE NOT AN UNNECESSARY BURDEN FOR YOU.
Loan amount:
For loans over 80 % of the value of the pledged property, there is a limit that the bank can only provide such loans at 20 % of all loans provided by the bank in a calendar quarter.
Loan purpose:
Loan maturity
Representative example for a mortgage with the insurance of the ability to pay:
The stated interest rates in % per annum (p.a.) take into account a discount of 0.20% p.a. for insurance of the ability to repay the loan and a discount of 0.20% p.a. for activity on the account from which the loan is repaid (activity on the account means the monthly transfer of an amount in the amount of at least 1.5 times the annuity payment in favor of this account and the monthly realization of at least 3 payments with the card issued for this account).
The total amount of the loan is EUR 60,000, with a repayment period of 30 years and a 3-years fixed rate of 3.59 % p. a. The monthly instalment amounts to EUR 272,45 the number of monthly instalments is 361, of which the first instalment is only an interest payment of up to EUR 17,94 the annual percentage rate of charge is 4,27 % and it entails an EUR 0 monthly fee for providing the loan, the monthly fee EUR 14,98 for the insurance of the ability to pay the loan; the fee for registration of the pledge over the property with the land register is EUR 100, real estate appraisal fee EUR 250, real estate insurance fee EUR 100 annually throughout the maturity of the loan. The total amount you have to pay is EUR 110 738,53. The loan is secured by a family house. The monthly fee for maintaining an Open account is EUR 0.
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