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  • START
  • OPEN
  • TOP
Most popular

START

For every day

open online
Account details

  • Carefree shopping
    • U-šetrite – get discounts and rewards for purchases directly through your card.
    • Free withdrawals from UniCredit domestic or foreign ATMs.
    • Free withdrawals from all other domestic or fereign ATMs, with a minimum of EUR 80.
  • For your confidence
    • Travel insuranceTRAVEL
    • Insurance for cards and personal belongings SAFE
    • Second Medical Opinion service
  • Standard features
    • 1 current account in EUR.
    • Debit Standard.
    • Online Banking on your PC.
    • Smart Banking on your mobile.
arrange personally
open online
0 EUR

monthly

OPEN

For your confidence and freedom

open online
Account details

  • Carefree shopping
    • U-šetrite – get discounts and rewards for purchases directly through your card.
    • Free withdrawals from UniCredit domestic or foreign ATMs.
    • Unlimited free withdrawals from all other domestic or foreign ATMs.
  • For your confidence
    • Travel insurance TRAVEL
    • Insurance for cards and personal belongings SAFE
    • Second Medical Opinion service
  • Standard features
    • 1 current account in EUR for daily usage.
    • 1 current account in EUR for savings.
    • Debit Standard.
    • Online Banking on your PC.
    • Smart Banking on your mobile.
arrange personally
open online
4,9 EUR

monthly

TOP

For the highest standard

open online
Account details

  • Carefree shopping
    • U-šetrite – get discounts and rewards for purchases directly through your card.
    • Free withdrawals from UniCredit domestic or foreign ATMs.
    • Unlimited free withdrawals from all other domestic or foreign ATMs.
  • For your confidence
    • Travel insurance TRAVEL
    • Insurance for cards and personal belongings SAFE
    • Second Medical Opinion service
  • Standard features
    • 1 current account in EUR for daily usage.
    • 1 current account in EUR for savings.
    • 1 current account in USD.
    • 1 current account in the foreign currency of your choice.
    • Debit Standard.
    • Debit Premium.
    • Online Banking on your PC.
    • Smart Banking on your mobile.
    • Benefits of My Mastercard program (e.g. airport lounges, uLekára.sk)
arrange personally
open online
0 or 12 EUR

free of charge with incoming payments of over EUR 1,500 month

We are currently changing the payment card provider from VISA to Mastercard. More information HERE.

Service
Second Medical Opinion

  • Access to international specialists

  • Transparent choice of doctor

  • Expert medical opinions

More information

What will you get?

My Mastercard 

With the Mastercard premium card (Debit Premium) you get the My Mastercard programme, which includes many great services, such as uLékaře.sk, where you can use, free of charge, online medical advice or make an appointment for yourself or your loved ones to see a specialist whenever you need. 

 

Benefits of the programme:

  • uLekára.sk – the possibility to use, free of charge, online medical advice or make an appointment for yourself or your loved ones to see a specialist whenever you need. Read more about the service here: uLekára.sk
  • Airport lounges – private airport lounges in Bratislava, Vienna and Prague are at a discounted price for you and your travelling companions to make your travel more enjoyable. To enter, simply present your premium payment card (physical or digital) and your ticket or boarding pass to the lounge attendant. The fee will be charged to your payment card. Reservations for the lounges are not possible in advance and entry is not guaranteed, as it depends on the capacity of the lounge. Details on airport lounge fees are available HERE. For more information on airport lounges, please click here Airport Lounges | Mastercard SK.
  • Mastercard Assistant – an exclusive assistance service available 24 hours a day and 365 days a year. It includes home (technical emergency services) and personal assistance (online shopping), or home delivery if necessary. Read more including the contact details here Assistant | Mastercard SK.

 

 

 


Enjoy your purchases twice. You can save your money when you shop at over 80 partners in our U-šetrite program.

 

Benefits of the U-šetrite program:

  • Simplicity – the discounts are linked directly to your credit card. No more cards, vouchers or discount codes.
  • Discretion – you do not have to ask for a discount when you pay. The discount will be automatically credited to the account linked to the credit card.
  • Uniqueness – the offers are tailored to you depending on your previous purchases.

 

Saving with U-šetrite is easy! All you need is to download the U-šetrite application to your mobile phone and sign up. Then you just choose the discount you like and pay with your card. As many times as you wish. We will automatically transfer the discount money back to your account each time.

 

With OPEN and TOP accounts, you will additionally receive travel insurance. You will not pay anything for the insurance – it is already included in the price of your chosen account.

 

Travel insurance is valid for the entire year and you thus do not have to purchase separate and often expensive insurance before going on holiday.

 

 

Type of insurance  Standard individual – with OPEN account  Premium individual – with TOP account
Insured persons   account card holder  account card holder
Insurance for medical expenses abroad  EUR 250,000  EUR 250,000 
Injury insurance – death  EUR 7,000   EUR 7,000 
Injury insurance – permanent disability  EUR 14,000   EUR 14,000 
Luggage insurance  EUR 1,000   EUR 1,000 
Damage liability insurance – health  EUR 100,000   EUR 100,000 
Damage liability insurance – property  EUR 35,000   EUR 35,000 
Legal assistance  EUR 2,000   EUR 2,000 
Loss of documents  EUR 350   EUR 350 
Cancellation-fee insurance  not insured  EUR 3,600 
Insurance for costs of rescue operations  EUR 20,000   EUR 20,000 
Sports – water and winter (basic)  insured  insured
Maximum duration of travel  45 days  90 days
Territorial validity  worldwide outside of Slovakia  worldwide outside of Slovakia

 

You can find a more detailed overview, insurance terms and conditions and other important documents on the site Travel Inssurance.

 

In case of event from travel insurance, use the telephone number +421 2 5012 2222 or the online form. 

Second Medical Opinion service

Get advice from top medical experts from around the world and make informed decisions about your health, from the comfort of your home and in the language of your choice.

The Second Medical Opinion service is for OPEN or TOP.
 

Payments easily and quickly

Apple Pay, Google Pay – make quick and easy payments with your phone or watch (Apple Watch).
 

Free of charge for all accounts

  • Cash deposits in EUR at a branch or at UniCredit Bank ATMs,
  • electronically entered change and cancellation of a domestic standing order,
  • electronic account statement.

arrows   Changing your bank

Do you have an account in another bank? Come to us, changing your bank is simple. We will take care of everything for you. Visit any branch of our bank, bring your ID card and your former bank account number with you. All will be arranged during one meeting and all your standing orders and direct debits will be transferred to your new account with UniCredit Bank within 13 days.

ATM   ATM withdrawals

UniCredit Bank does not charge for transactions; however, ATM operators may charge their own fees. Clients are informed about charges on the ATM’s screen and can refuse such transactions.

 

From 1. 3. 2017 we offer a new product, Basic Payment Account. It is an account meeting the requirements of the amendment to the Payment System Act as a result of the implementation of the European Directive. Legislation defines the right of every person legally resident in the EU to have a payment account with basic functions in the Slovak Republic. Fees do not differ from those normally charged according to the Price List. 

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